Even small differences in annual expenses can add up over a teaching career. Enter your current balance, contributions and years until retirement to see how fees could affect your long-term retirement savings.
That's money that could otherwise remain invested and compounding toward your retirement.
You're not alone. 403(b) costs may include investment expenses, contract expenses, administrative fees and, in some annuity contracts, optional benefit costs or surrender charges.
Bring your latest 403(b) statement to a complimentary review, and we'll help you understand what you own and what you're paying.
Can't find them? We'll help you.
Fees don't just reduce your account once.
Money paid in fees is also money that is no longer invested and potentially compounding for your future.
Over a 20- or 30-year career, even seemingly small differences in annual expenses can result in meaningful differences in ending account values.
Learn: Annuities vs. Investment Portfolios →
Hypothetical illustration only. The higher-cost and lower-cost assumptions are selected by the user and are not representative of any particular annuity, mutual fund, ETF, advisory program or other investment product. The calculation assumes a constant rate of return, contributions at the end of each year, and expenses deducted from returns. It does not account for taxes, surrender charges, inflation or the value of insurance benefits some annuities provide. Actual results will vary. Investing involves risk, including possible loss of principal.
